Terms of Service

Effective Date: August 8, 2024

Welcome to Komersyo.com. Your use of our website is governed by the following Terms of Service, which are an agreement between you and us. All these terms are meant to provide a safe, legal, and productive environment for all the users in compliance with the Philippine laws. It is important that you carefully read these terms before you use any of our services.

1. Acceptance of Terms

By accessing or using the services provided at Komersyo.com, you acknowledge and accept these Terms of Service and any amendments made in the future. If you have any objection to any of these terms, then you are free not to use our platform.

2. User Registration

  • Eligibility: All of the services offered by this website are available only to persons who are at least eighteen (18) years old or who have come of age in the jurisdiction in which they reside.

  • Account Creation: Some of the features may require you to sign up for an account. You acknowledge that information provided during registration is true and full and you will update the information as necessary.

  • Account Security: You are solely responsible for the confidentiality of your account login information and are fully responsible for all activities that occur under your account. Please inform us at the earliest opportunity if you have any knowledge of any unauthorised use of your account.

3. Subscription and Payments

  • Subscription Plans: Komersyo.com has different subscription packages that entitle users to access our materials. The specifics of these plans, including cost, can be found on our website.

  • Payment Terms: You acknowledge that you will be charged the fees set for the chosen plan when you sign up. Each payment is required to be paid in advance and is non-refundable except for the ones that are stated to be otherwise. The payment can be done by credit/debit card, PayPal, GCash or any other mode of payment that is available in the Philippines.

  • Automatic Renewal: Some services may be subscribed and may renew automatically at the end of every subscription period. You can also change or delete your subscription at any time by accessing the settings of the account.

4. Use of Content

  • License: We grant you a limited, non-exclusive, non-transferable license to access and use the content available on Komersyo.com for personal, non-commercial purposes.

  • Restrictions: You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from Komersyo.com without our prior written consent.

  • User Content: If you submit content to Komersyo.com (e.g., comments, reviews), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and distribute your content in connection with our services.

5. Intellectual Property

  • Ownership: The contents, materials, and any other information published in the Komersyo site. Any text, graphics, logos, or software displayed on the Web site of Komersyo and the domain name www.komersyo.com are the sole property of Komersyo or its licensors. com and are under the legal protection of intellectual property rights.

  • Trademarks: All rights reserved to Komersyo.com name, logo, and all related names, logos, product and service names, designs and slogans are the trademarks of Komersyo.com or its affiliates. You may not use such marks without prior written consent from us.

6. Prohibited Activities

You agree not to:

  • Use Komersyo.com for any unlawful purpose or to do anything that is prohibited by these Terms of Service.

  • Try to access any part of our platform without authorization, including other people’s accounts, computers, or networks.

  • Interact with our site through any kind of automated script, including but not limited to bots, spiders, and scrapers.

  • Contribute or disseminate any material that is unlawful, obscene, defamatory, threatening, harassing, abusive, bullying, libelous, or that otherwise violates the rights of others or is otherwise objectionable.

7. Termination

  • Termination by You: You may close your account and cease using the Services and/or the Platform at any time. com at any time.

  • Termination by Us: We also have the right to cancel or suspend your account without any prior notice in case of violation of these Terms of Service or any activity that is detrimental to our platform or its users.

8. Disclaimer of Warranties

The information and services provided at Komersyo.com are on an ‘as is’ and ‘as available’ basis. We do not warrant that the services will be uninterrupted, timely, secure, error-free, or that it will be free of viruses or other harmful components.

9. Limitation of Liability

Subject to the terms of this Agreement and to the extent permitted by law, Komersyo. com and its affiliates, officers, directors, employees, or agents shall not be held responsible for any indirect, incidental, special, consequential, or punitive damages including but not limited to loss of profits, data, or other intangible losses arising out of the use of our services.

10. Indemnification

You further agree to indemnify, defend, and hold Komersyo harmless from any claims, demands, damages, costs, and expenses made by any third party due to or arising out of the use of the Services. com and its affiliates shall not be liable for any loss, damage, or cost claimed to have resulted from your use of our platform or your breach of these Terms of Service, including but not limited to attorney’s fees.

11. Governing Law and Dispute Resolution

  • Governing Law: These Terms of Service are governed by and construed in accordance with the laws of the Republic of the Philippines.

  • Dispute Resolution: Any disputes arising out of or in connection with these terms shall be resolved through amicable negotiations. If a resolution cannot be reached, the dispute shall be submitted to arbitration in accordance with the rules of the Philippine Dispute Resolution Center.

12. Changes to Terms of Service

We may update these Terms of Service from time to time. Any changes will be effective immediately upon posting on Komersyo.com. We encourage you to review these terms regularly to stay informed.

13. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at:

Manila Memorial Park Building

2283 Pasong Tamo Extension cor. Lumbang St.,, 2283 Chino Roces Ave, Makati, 1232 Kalakhang Maynila
Email: [email protected]
Phone: 63 945741 8613

By using Komersyo.com, you agree to abide by these Terms of Service. Thank you for being a part of our learning community!